Giovanni Jean Baptiste- Debunking Health Insurance Scams

Health insurance frauds in the words of Giovanni Jean Baptiste refers to the biggest flukes that costs people millions of Dollars each year. The reason being, extensive scams and trickery in the health care industry that leaves people with no other choice than to bear almost double the medical expenses. To save people falling prey to such treacheries, Giovanni has come up with certain check points.

What to Look Out For

The first and the foremost step towards averting health insurance scam according to Giovanni Jean Baptiste is keeping your eyes and ears open towards the providers who:

• Seek payment from your company for medical services you never availed or you will not be requiring.
• Charge your health insurance company for branded medication while in reality you actually consumed generics.
• Seek payment for cosmetics or healthcare products that are not covered by health insurance plans.

In case you notice your health care provider following any of these practices, keep all the paperwork for reference and contact your health insurance company.

Avoid Health Insurance Scams
 

Save yourself from falling prey to the health insurance scams by following few steps.  

• Ensure that the health insurance company is licensed by checking with the state insurance department.
• Verify about your health insurance company’s consumer complaints, scam reports or bankruptcy with the state department of insurance.
• Have complete medical records.
• Cautiously evaluate your medical records.
• Avoid signing blank insurance claim forms.
• Stay away from people providing free health services.
• Ensure you are aware about the aspects your health insurance policy covers and what it doesn’t.
• Always avoid paying your health insurance premiums in hard cash.  
• Get cautious if the provider asks you to pay for the complete year’s premium in advance.
• Stay away from medical providers who claim to be in connection with federal programs.
• Also stay away from insurance companies that claim to offer your coverage at an extremely low price.

To sum up, Giovanni Jean Baptiste suggests safeguarding your health insurance, trim down the premiums and protecting your medical information.